Six-hour Workshop Programs and In-house Training Programs

Dear Sir,

As part of your commitment to invest in the growth of your manpower,
we are pleased to present consideration for Six-hour Workshop Program
and also offering several in-house training programs as follows :

A. Skills on Personal Development Program.
 Report Writing Skills for Executives
 The Science of Coaching with EQ
 Skills in Presenting Reports to Executive Directors
 Communicating Audit Reports for Positive Results
 Winning No-Nonsense Negotiations
 Executive Speed Reading Made Easy
 The Psychology of Dealing with Difficult People

B. Skills on Financial Analysis and Evaluation
 Corporate Performance Indicators
 Corporate Financial Analysis
 Enterprise Valuation Analysis
 Project Financing and Evaluation

Success of Company's future depends largely on the quality of the
people in place. And to sustain these pool of capable people,
organization must be willing to invest for their continuing education
program.

We would be pleased to be in partner with you in running these
in-house training programs. If your time permits, we will be happy to
discuss the details with you.

Look forward to hearing from you.


Very truly yours,

Rudy Balmater
President Director of Business Competency Center
Hp# 0816817673
Email : rudybalmater@cbn.net.id

A proposal for SMS Solution

Dear Officers,

Along with this email, we would like to seek an opportunity to work with PT. ASURANSI BINTANG Tbk. on its SMS Billing/Marketing campaign. Therefore, please enclosed for detail offering on our services.

Should you have any question, please let us know so that we can assist you immediately.

Thank you.

Yours truly,

Rony Apung

Gedung Gallery Formula, 4th Floor

Bangka Raya No. 2 - Kemang

Jakarta Selatan

P. 021.719.5908/09

P/F. 021.718.1049